Call reports 2007
FORESIGHT BANK — 2007
What FORESIGHT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,535,000 | 150,417,000 | 150,451,000 | 154,635,000 |
| Total loans | 105,745,000 | 107,577,000 | 105,678,000 | 109,061,000 |
| Allowance for loan losses | 1,455,000 | 1,414,000 | 1,418,000 | 1,259,000 |
| Securities available for sale | 32,654,000 | 33,616,000 | 36,074,000 | 35,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,759,000 | 130,197,000 | 133,444,000 | 135,479,000 |
| Interest-bearing deposits | 120,827,000 | 121,778,000 | 125,012,000 | 125,995,000 |
| Noninterest-bearing deposits | 7,932,000 | 8,419,000 | 8,432,000 | 9,484,000 |
| Equity capital | 11,552,000 | 11,508,000 | 12,161,000 | 12,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,724,000 | 7,160,000 | 9,621,000 |
| Interest expense | 1,205,000 | 2,464,000 | 3,772,000 | 5,096,000 |
| Net interest income | 1,113,000 | 2,260,000 | 3,388,000 | 4,525,000 |
| Noninterest income | 159,000 | 338,000 | 553,000 | 763,000 |
| Noninterest expense | 786,000 | 1,589,000 | 2,410,000 | 3,214,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 481,000 | 1,004,000 | 1,526,000 | 2,070,000 |
| Income tax | 139,000 | 289,000 | 440,000 | 601,000 |
| Net income | 342,000 | 715,000 | 1,086,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,602,000 | 11,849,000 | 12,221,000 | 12,354,000 |
| Total capital | 12,967,000 | 13,263,000 | 13,639,000 | 13,613,000 |
| Risk-weighted assets | 109,124,000 | 114,020,000 | 115,031,000 | 118,036,000 |