Call reports 2006
FORESIGHT BANK — 2006
What FORESIGHT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 129,552,000 | 132,728,000 | 137,618,000 | 143,935,000 |
| Total loans | 95,134,000 | 97,154,000 | 101,817,000 | 103,753,000 |
| Allowance for loan losses | 1,427,000 | 1,395,000 | 1,360,000 | 1,350,000 |
| Securities available for sale | 28,088,000 | 26,755,000 | 29,363,000 | 31,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,096,000 | 114,331,000 | 119,845,000 | 128,340,000 |
| Interest-bearing deposits | 102,659,000 | 107,978,000 | 112,174,000 | 119,654,000 |
| Noninterest-bearing deposits | 7,437,000 | 6,353,000 | 7,671,000 | 8,686,000 |
| Equity capital | 10,683,000 | 10,657,000 | 11,022,000 | 11,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,998,000 | 6,167,000 | 8,455,000 |
| Interest expense | 846,000 | 1,800,000 | 2,868,000 | 4,047,000 |
| Net interest income | 1,084,000 | 2,198,000 | 3,299,000 | 4,408,000 |
| Noninterest income | 124,000 | 279,000 | 442,000 | 645,000 |
| Noninterest expense | 762,000 | 1,537,000 | 2,326,000 | 3,099,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 431,000 | 911,000 | 1,386,000 | 1,925,000 |
| Income tax | 123,000 | 262,000 | 401,000 | 566,000 |
| Net income | 308,000 | 649,000 | 985,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,785,000 | 10,976,000 | 11,162,000 | 11,385,000 |
| Total capital | 12,012,000 | 12,225,000 | 12,453,000 | 12,724,000 |
| Risk-weighted assets | 97,955,000 | 99,787,000 | 103,221,000 | 107,075,000 |