Call reports 2002
FORESIGHT BANK — 2002
What FORESIGHT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,848,000 | 103,471,000 | 107,008,000 | 107,716,000 |
| Total loans | 67,532,000 | 70,151,000 | 72,951,000 | 76,104,000 |
| Allowance for loan losses | 1,131,000 | 963,000 | 982,000 | 1,138,000 |
| Securities available for sale | 29,330,000 | 28,084,000 | 27,847,000 | 25,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,477,000 | 89,569,000 | 88,190,000 | 92,595,000 |
| Interest-bearing deposits | 84,160,000 | 80,999,000 | 80,468,000 | 84,252,000 |
| Noninterest-bearing deposits | 7,317,000 | 8,570,000 | 7,722,000 | 8,343,000 |
| Equity capital | 8,041,000 | 8,431,000 | 8,848,000 | 8,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,390,000 | 5,085,000 | 6,729,000 |
| Interest expense | 825,000 | 1,609,000 | 2,347,000 | 3,029,000 |
| Net interest income | 839,000 | 1,781,000 | 2,738,000 | 3,700,000 |
| Noninterest income | 85,000 | 182,000 | 285,000 | 394,000 |
| Noninterest expense | 550,000 | 1,194,000 | 1,755,000 | 2,374,000 |
| Provision for loan losses | 90,000 | 180,000 | 303,000 | 543,000 |
| Pretax income | 284,000 | 602,000 | 979,000 | 1,223,000 |
| Income tax | 69,000 | 153,000 | 254,000 | 306,000 |
| Net income | 215,000 | 449,000 | 725,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,954,000 | 8,088,000 | 8,265,000 | 8,356,000 |
| Total capital | 8,854,000 | 9,015,000 | 9,224,000 | 9,342,000 |
| Risk-weighted assets | 71,761,000 | 74,190,000 | 76,686,000 | 78,762,000 |