Call reports 2001
FORESIGHT BANK — 2001
What FORESIGHT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,536,000 | 98,228,000 | 100,602,000 | 105,325,000 |
| Total loans | 67,347,000 | 69,297,000 | 68,845,000 | 70,545,000 |
| Allowance for loan losses | 1,039,000 | 1,070,000 | 1,236,000 | 1,229,000 |
| Securities available for sale | 24,559,000 | 23,938,000 | 23,932,000 | 26,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,945,000 | 83,604,000 | 86,956,000 | 92,267,000 |
| Interest-bearing deposits | 79,651,000 | 76,596,000 | 79,836,000 | 83,254,000 |
| Noninterest-bearing deposits | 6,294,000 | 7,008,000 | 7,120,000 | 9,013,000 |
| Equity capital | 7,878,000 | 8,005,000 | 7,945,000 | 7,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,643,000 | 5,436,000 | 7,213,000 |
| Interest expense | 1,079,000 | 2,081,000 | 3,046,000 | 3,953,000 |
| Net interest income | 757,000 | 1,562,000 | 2,390,000 | 3,260,000 |
| Noninterest income | 84,000 | 180,000 | 280,000 | 387,000 |
| Noninterest expense | 525,000 | 1,078,000 | 1,645,000 | 2,172,000 |
| Provision for loan losses | 45,000 | 90,000 | 754,000 | 834,000 |
| Pretax income | 265,000 | 589,000 | 294,000 | 691,000 |
| Income tax | 65,000 | 150,000 | -13,000 | 101,000 |
| Net income | 200,000 | 439,000 | 307,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,674,000 | 7,838,000 | 7,631,000 | 7,839,000 |
| Total capital | 8,556,000 | 8,746,000 | 8,538,000 | 8,776,000 |
| Risk-weighted assets | 70,346,000 | 72,479,000 | 72,150,000 | 74,683,000 |