Call reports 2025
FIRST CHATHAM BANK — 2025
What FIRST CHATHAM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 604,491,000 |
| Total loans | 377,204,000 |
| Allowance for loan losses | 6,968,000 |
| Securities available for sale | 46,308,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 522,656,000 |
| Interest-bearing deposits | 366,147,000 |
| Noninterest-bearing deposits | 156,509,000 |
| Equity capital | 77,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 8,725,000 |
| Interest expense | 1,828,000 |
| Net interest income | 6,897,000 |
| Noninterest income | 1,926,000 |
| Noninterest expense | 6,089,000 |
| Provision for loan losses | 0 |
| Pretax income | 2,683,000 |
| Income tax | 708,000 |
| Net income | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 81,301,000 |
| Total capital | 86,458,000 |
| Risk-weighted assets | 410,601,000 |