Call reports 2024
FIRST CHATHAM BANK — 2024
What FIRST CHATHAM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 572,477,000 | 582,455,000 | 589,775,000 | 589,417,000 |
| Total loans | 336,701,000 | 348,183,000 | 346,945,000 | 366,412,000 |
| Allowance for loan losses | 6,300,000 | 6,646,000 | 6,854,000 | 6,939,000 |
| Securities available for sale | 47,515,000 | 46,516,000 | 48,856,000 | 47,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,120,000 | 508,561,000 | 510,011,000 | 506,731,000 |
| Interest-bearing deposits | 356,301,000 | 361,727,000 | 356,287,000 | 359,022,000 |
| Noninterest-bearing deposits | 144,819,000 | 146,834,000 | 153,724,000 | 147,709,000 |
| Equity capital | 66,364,000 | 69,331,000 | 73,505,000 | 75,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,821,000 | 17,971,000 | 27,133,000 | 36,740,000 |
| Interest expense | 1,671,000 | 3,506,000 | 5,404,000 | 7,323,000 |
| Net interest income | 7,150,000 | 14,465,000 | 21,729,000 | 29,417,000 |
| Noninterest income | 3,499,000 | 6,453,000 | 9,383,000 | 12,590,000 |
| Noninterest expense | 6,331,000 | 12,469,000 | 18,539,000 | 25,153,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,150,000 | 1,420,000 |
| Pretax income | 4,018,000 | 7,650,000 | 11,424,000 | 15,435,000 |
| Income tax | 1,085,000 | 2,065,000 | 3,084,000 | 3,947,000 |
| Net income | 2,933,000 | 5,585,000 | 8,340,000 | 11,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,329,000 | 74,089,000 | 76,975,000 | 80,169,000 |
| Total capital | 76,028,000 | 78,956,000 | 81,906,000 | 85,182,000 |
| Risk-weighted assets | 374,177,000 | 387,461,000 | 392,432,000 | 398,963,000 |