Call reports 2023
FIRST CHATHAM BANK — 2023
What FIRST CHATHAM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 569,757,000 | 590,140,000 | 571,829,000 | 575,287,000 |
| Total loans | 330,771,000 | 328,902,000 | 334,655,000 | 344,245,000 |
| Allowance for loan losses | 5,618,000 | 6,082,000 | 6,178,000 | 6,278,000 |
| Securities available for sale | 39,720,000 | 40,125,000 | 38,678,000 | 47,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,875,000 | 526,828,000 | 507,733,000 | 504,983,000 |
| Interest-bearing deposits | 352,794,000 | 352,297,000 | 351,000,000 | 350,707,000 |
| Noninterest-bearing deposits | 158,081,000 | 174,531,000 | 156,733,000 | 154,276,000 |
| Equity capital | 54,233,000 | 57,156,000 | 58,279,000 | 63,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,081,000 | 16,713,000 | 25,401,000 | 34,432,000 |
| Interest expense | 672,000 | 1,639,000 | 2,835,000 | 4,292,000 |
| Net interest income | 7,409,000 | 15,074,000 | 22,566,000 | 30,140,000 |
| Noninterest income | 2,603,000 | 5,917,000 | 7,461,000 | 9,953,000 |
| Noninterest expense | 5,570,000 | 11,793,000 | 17,497,000 | 22,612,000 |
| Provision for loan losses | 300,000 | 750,000 | 850,000 | 1,000,000 |
| Pretax income | 4,141,000 | 8,446,000 | 11,678,000 | 16,480,000 |
| Income tax | 1,118,000 | 2,280,000 | 3,153,000 | 4,449,000 |
| Net income | 3,023,000 | 6,166,000 | 8,525,000 | 12,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,077,000 | 62,219,000 | 64,646,000 | 68,296,000 |
| Total capital | 63,506,000 | 66,750,000 | 69,174,000 | 73,010,000 |
| Risk-weighted assets | 352,961,000 | 360,754,000 | 360,409,000 | 375,386,000 |