Call reports 2022
FIRST CHATHAM BANK — 2022
What FIRST CHATHAM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 600,341,000 | 623,997,000 | 607,926,000 | 589,930,000 |
| Total loans | 297,949,000 | 318,630,000 | 317,848,000 | 319,868,000 |
| Allowance for loan losses | 4,778,000 | 4,994,000 | 5,174,000 | 5,535,000 |
| Securities available for sale | 39,700,000 | 38,156,000 | 38,574,000 | 39,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,381,000 | 576,431,000 | 559,646,000 | 534,351,000 |
| Interest-bearing deposits | 384,526,000 | 398,905,000 | 386,530,000 | 359,923,000 |
| Noninterest-bearing deposits | 166,855,000 | 177,526,000 | 173,116,000 | 174,428,000 |
| Equity capital | 47,977,000 | 47,267,000 | 47,930,000 | 50,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,043,000 | 9,089,000 | 15,424,000 | 22,955,000 |
| Interest expense | 308,000 | 621,000 | 944,000 | 1,345,000 |
| Net interest income | 3,735,000 | 8,468,000 | 14,480,000 | 21,610,000 |
| Noninterest income | 3,245,000 | 5,486,000 | 9,167,000 | 11,945,000 |
| Noninterest expense | 5,399,000 | 10,757,000 | 16,815,000 | 22,873,000 |
| Provision for loan losses | 100,000 | 350,000 | 650,000 | 1,100,000 |
| Pretax income | 1,474,000 | 2,838,000 | 6,169,000 | 9,569,000 |
| Income tax | 398,000 | 766,000 | 1,666,000 | 2,560,000 |
| Net income | 1,076,000 | 2,072,000 | 4,503,000 | 7,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,695,000 | 50,049,000 | 53,328,000 | 55,738,000 |
| Total capital | 52,778,000 | 54,308,000 | 57,647,000 | 60,122,000 |
| Risk-weighted assets | 325,953,000 | 340,034,000 | 344,737,000 | 349,629,000 |