Call reports 2021
FIRST CHATHAM BANK — 2021
What FIRST CHATHAM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 496,584,000 | 528,645,000 | 542,204,000 | 604,777,000 |
| Total loans | 295,983,000 | 299,303,000 | 299,933,000 | 283,948,000 |
| Allowance for loan losses | 4,033,000 | 4,022,000 | 4,280,000 | 4,670,000 |
| Securities available for sale | 30,623,000 | 33,076,000 | 33,494,000 | 37,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,812,000 | 484,350,000 | 494,745,000 | 554,447,000 |
| Interest-bearing deposits | 319,981,000 | 332,124,000 | 340,234,000 | 364,542,000 |
| Noninterest-bearing deposits | 132,831,000 | 152,226,000 | 154,511,000 | 189,905,000 |
| Equity capital | 43,431,000 | 43,683,000 | 46,491,000 | 49,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,115,000 | 8,153,000 | 12,127,000 | 16,454,000 |
| Interest expense | 362,000 | 707,000 | 1,031,000 | 1,352,000 |
| Net interest income | 3,753,000 | 7,446,000 | 11,096,000 | 15,102,000 |
| Noninterest income | 4,783,000 | 10,930,000 | 18,543,000 | 24,018,000 |
| Noninterest expense | 4,813,000 | 11,427,000 | 18,234,000 | 24,114,000 |
| Provision for loan losses | 1,100,000 | 1,600,000 | 2,250,000 | 2,250,000 |
| Pretax income | 2,676,000 | 5,510,000 | 9,461,000 | 13,137,000 |
| Income tax | 722,000 | 1,487,000 | 2,555,000 | 3,151,000 |
| Net income | 1,954,000 | 4,023,000 | 6,906,000 | 9,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,423,000 | 40,189,000 | 44,119,000 | 47,227,000 |
| Total capital | 42,999,000 | 43,995,000 | 47,962,000 | 51,153,000 |
| Risk-weighted assets | 285,663,000 | 304,219,000 | 306,973,000 | 313,330,000 |