Call reports 2020
FIRST CHATHAM BANK — 2020
What FIRST CHATHAM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 377,234,000 | 434,161,000 | 442,359,000 | 462,510,000 |
| Total loans | 248,818,000 | 290,207,000 | 306,524,000 | 286,628,000 |
| Allowance for loan losses | 3,209,000 | 3,305,000 | 3,456,000 | 3,565,000 |
| Securities available for sale | 26,113,000 | 26,077,000 | 27,942,000 | 29,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,525,000 | 393,638,000 | 399,720,000 | 420,056,000 |
| Interest-bearing deposits | 247,199,000 | 276,470,000 | 282,540,000 | 301,210,000 |
| Noninterest-bearing deposits | 91,326,000 | 117,168,000 | 117,180,000 | 118,846,000 |
| Equity capital | 38,640,000 | 40,280,000 | 41,869,000 | 42,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 8,197,000 | 11,979,000 | 15,760,000 |
| Interest expense | 436,000 | 838,000 | 1,230,000 | 1,606,000 |
| Net interest income | 3,438,000 | 7,359,000 | 10,749,000 | 14,154,000 |
| Noninterest income | 1,469,000 | 3,529,000 | 7,688,000 | 8,303,000 |
| Noninterest expense | 4,412,000 | 8,353,000 | 13,115,000 | 17,160,000 |
| Provision for loan losses | 252,000 | 622,000 | 1,402,000 | 1,427,000 |
| Pretax income | 290,000 | 2,008,000 | 4,100,000 | 4,103,000 |
| Income tax | 78,000 | 542,000 | 1,107,000 | 907,000 |
| Net income | 212,000 | 1,466,000 | 2,993,000 | 3,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,827,000 | 34,539,000 | 36,622,000 | 36,758,000 |
| Total capital | 36,036,000 | 37,844,000 | 40,077,000 | 40,323,000 |
| Risk-weighted assets | 278,763,000 | 279,453,000 | 286,484,000 | 286,447,000 |