Call reports 2019
FIRST CHATHAM BANK — 2019
What FIRST CHATHAM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 359,914,000 | 401,464,000 | 377,121,000 | 378,018,000 |
| Total loans | 238,791,000 | 237,586,000 | 236,723,000 | 249,246,000 |
| Allowance for loan losses | 2,666,000 | 2,882,000 | 2,891,000 | 3,063,000 |
| Securities available for sale | 26,973,000 | 27,047,000 | 26,666,000 | 26,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,986,000 | 362,552,000 | 337,967,000 | 339,582,000 |
| Interest-bearing deposits | 247,328,000 | 250,838,000 | 251,382,000 | 244,722,000 |
| Noninterest-bearing deposits | 75,658,000 | 111,714,000 | 86,585,000 | 94,860,000 |
| Equity capital | 36,830,000 | 38,787,000 | 38,890,000 | 38,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,893,000 | 11,974,000 | 15,834,000 |
| Interest expense | 392,000 | 809,000 | 1,252,000 | 1,698,000 |
| Net interest income | 3,531,000 | 7,084,000 | 10,722,000 | 14,136,000 |
| Noninterest income | 1,924,000 | 3,579,000 | 4,504,000 | 4,174,000 |
| Noninterest expense | 3,821,000 | 7,794,000 | 11,783,000 | 15,658,000 |
| Provision for loan losses | 0 | 250,000 | 540,000 | 540,000 |
| Pretax income | 1,630,000 | 2,614,000 | 2,896,000 | 2,125,000 |
| Income tax | 440,000 | -92,000 | -28,000 | -195,000 |
| Net income | 1,190,000 | 2,706,000 | 2,924,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,516,000 | 32,505,000 | 32,786,000 | 32,589,000 |
| Total capital | 34,182,000 | 35,387,000 | 35,677,000 | 35,652,000 |
| Risk-weighted assets | 268,152,000 | 270,169,000 | 265,670,000 | 273,354,000 |