Call reports 2018
FIRST CHATHAM BANK — 2018
What FIRST CHATHAM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 373,350,000 | 369,478,000 | 369,021,000 | 363,387,000 |
| Total loans | 242,779,000 | 242,383,000 | 245,903,000 | 242,712,000 |
| Allowance for loan losses | 2,665,000 | 2,646,000 | 2,709,000 | 2,670,000 |
| Securities available for sale | 26,033,000 | 25,319,000 | 24,877,000 | 26,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,433,000 | 335,596,000 | 334,735,000 | 328,096,000 |
| Interest-bearing deposits | 268,108,000 | 261,510,000 | 257,737,000 | 252,709,000 |
| Noninterest-bearing deposits | 72,325,000 | 74,086,000 | 76,998,000 | 75,387,000 |
| Equity capital | 32,767,000 | 33,659,000 | 33,944,000 | 35,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 7,170,000 | 11,011,000 | 14,995,000 |
| Interest expense | 299,000 | 627,000 | 995,000 | 1,382,000 |
| Net interest income | 3,172,000 | 6,543,000 | 10,016,000 | 13,613,000 |
| Noninterest income | 879,000 | 1,901,000 | 2,962,000 | 4,403,000 |
| Noninterest expense | 3,236,000 | 6,607,000 | 10,178,000 | 13,701,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 293,000 |
| Pretax income | 810,000 | 1,628,000 | 2,582,000 | 4,001,000 |
| Income tax | 0 | 22,000 | 472,000 | 957,000 |
| Net income | 810,000 | 1,606,000 | 2,110,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,038,000 | 27,833,000 | 28,787,000 | 30,160,000 |
| Total capital | 29,703,000 | 30,479,000 | 31,496,000 | 32,830,000 |
| Risk-weighted assets | 278,731,000 | 276,630,000 | 272,828,000 | 273,168,000 |