Call reports 2017
FIRST CHATHAM BANK — 2017
What FIRST CHATHAM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 374,216,000 | 369,492,000 | 366,255,000 | 364,312,000 |
| Total loans | 232,188,000 | 241,929,000 | 249,871,000 | 246,329,000 |
| Allowance for loan losses | 2,120,000 | 2,427,000 | 2,508,000 | 2,464,000 |
| Securities available for sale | 34,326,000 | 30,881,000 | 27,697,000 | 27,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,993,000 | 338,655,000 | 334,671,000 | 331,839,000 |
| Interest-bearing deposits | 270,522,000 | 262,529,000 | 263,334,000 | 261,771,000 |
| Noninterest-bearing deposits | 73,471,000 | 76,126,000 | 71,337,000 | 70,068,000 |
| Equity capital | 30,157,000 | 30,687,000 | 31,243,000 | 32,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,589,000 | 10,050,000 | 13,582,000 |
| Interest expense | 329,000 | 569,000 | 812,000 | 1,094,000 |
| Net interest income | 2,920,000 | 6,020,000 | 9,238,000 | 12,488,000 |
| Noninterest income | 1,667,000 | 3,333,000 | 4,550,000 | 6,203,000 |
| Noninterest expense | 3,865,000 | 7,944,000 | 11,460,000 | 14,863,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,070,000 | 1,410,000 |
| Pretax income | 256,000 | 643,000 | 1,251,000 | 2,406,000 |
| Income tax | 11,000 | 11,000 | 11,000 | -64,000 |
| Net income | 245,000 | 632,000 | 1,240,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,852,000 | 25,239,000 | 25,848,000 | 26,160,000 |
| Total capital | 26,972,000 | 27,666,000 | 28,356,000 | 28,624,000 |
| Risk-weighted assets | 274,121,000 | 280,303,000 | 282,313,000 | 282,563,000 |