Call reports 2016
FIRST CHATHAM BANK — 2016
What FIRST CHATHAM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 367,047,000 | 364,125,000 | 369,603,000 | 387,297,000 |
| Total loans | 245,987,000 | 236,717,000 | 238,386,000 | 243,870,000 |
| Allowance for loan losses | 2,603,000 | 2,405,000 | 2,089,000 | 2,442,000 |
| Securities available for sale | 35,896,000 | 36,169,000 | 36,958,000 | 35,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,348,000 | 325,510,000 | 331,920,000 | 342,446,000 |
| Interest-bearing deposits | 264,520,000 | 263,653,000 | 263,808,000 | 269,215,000 |
| Noninterest-bearing deposits | 64,828,000 | 61,857,000 | 68,112,000 | 73,231,000 |
| Equity capital | 22,657,000 | 23,359,000 | 22,346,000 | 29,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,168,000 | 9,256,000 | 12,531,000 |
| Interest expense | 404,000 | 807,000 | 1,215,000 | 1,614,000 |
| Net interest income | 2,678,000 | 5,361,000 | 8,041,000 | 10,917,000 |
| Noninterest income | 2,571,000 | 4,107,000 | 4,448,000 | 6,613,000 |
| Noninterest expense | 3,376,000 | 6,757,000 | 10,105,000 | 13,535,000 |
| Provision for loan losses | 250,000 | 650,000 | 1,290,000 | 1,550,000 |
| Pretax income | 1,603,000 | 2,020,000 | 1,038,000 | 2,370,000 |
| Income tax | 0 | 0 | 0 | -6,853,000 |
| Net income | 1,603,000 | 2,020,000 | 1,038,000 | 9,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,657,000 | 23,075,000 | 22,096,000 | 24,840,000 |
| Total capital | 25,260,000 | 25,481,000 | 24,185,000 | 27,282,000 |
| Risk-weighted assets | 283,224,000 | 279,108,000 | 275,599,000 | 280,767,000 |