Call reports 2015
FIRST CHATHAM BANK — 2015
What FIRST CHATHAM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 373,236,000 | 364,024,000 | 359,860,000 | 362,821,000 |
| Total loans | 237,218,000 | 237,195,000 | 243,203,000 | 240,183,000 |
| Allowance for loan losses | 4,714,000 | 3,058,000 | 3,355,000 | 3,013,000 |
| Securities available for sale | 32,396,000 | 37,055,000 | 35,863,000 | 35,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,198,000 | 329,359,000 | 324,348,000 | 326,805,000 |
| Interest-bearing deposits | 283,807,000 | 273,375,000 | 265,376,000 | 266,135,000 |
| Noninterest-bearing deposits | 53,391,000 | 55,984,000 | 58,972,000 | 60,670,000 |
| Equity capital | 20,623,000 | 19,497,000 | 20,065,000 | 20,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 6,013,000 | 9,037,000 | 12,071,000 |
| Interest expense | 503,000 | 970,000 | 1,402,000 | 1,811,000 |
| Net interest income | 2,481,000 | 5,043,000 | 7,635,000 | 10,260,000 |
| Noninterest income | 955,000 | 1,965,000 | 3,283,000 | 4,837,000 |
| Noninterest expense | 3,111,000 | 6,200,000 | 9,426,000 | 12,506,000 |
| Provision for loan losses | 1,631,000 | 2,972,000 | 3,302,000 | 3,713,000 |
| Pretax income | -1,298,000 | -2,182,000 | -1,865,000 | -1,201,000 |
| Income tax | 0 | 0 | 0 | -137,000 |
| Net income | -1,298,000 | -2,182,000 | -1,865,000 | -1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,812,000 | 19,929,000 | 20,249,000 | 21,051,000 |
| Total capital | 24,373,000 | 22,987,000 | 23,604,000 | 24,064,000 |
| Risk-weighted assets | 283,729,000 | 283,601,000 | 289,759,000 | 289,986,000 |