Call reports 2014
FIRST CHATHAM BANK — 2014
What FIRST CHATHAM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 389,472,000 | 379,395,000 | 377,451,000 | 374,092,000 |
| Total loans | 246,407,000 | 248,157,000 | 246,332,000 | 248,000,000 |
| Allowance for loan losses | 4,231,000 | 3,893,000 | 3,484,000 | 3,347,000 |
| Securities available for sale | 49,681,000 | 49,856,000 | 44,409,000 | 44,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,978,000 | 344,855,000 | 342,061,000 | 337,260,000 |
| Interest-bearing deposits | 304,127,000 | 292,256,000 | 288,103,000 | 285,857,000 |
| Noninterest-bearing deposits | 51,851,000 | 52,599,000 | 53,958,000 | 51,403,000 |
| Equity capital | 18,309,000 | 19,365,000 | 19,927,000 | 21,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,236,000 | 9,379,000 | 12,510,000 |
| Interest expense | 590,000 | 1,164,000 | 1,719,000 | 2,259,000 |
| Net interest income | 2,471,000 | 5,072,000 | 7,660,000 | 10,251,000 |
| Noninterest income | 1,034,000 | 2,269,000 | 3,398,000 | 4,864,000 |
| Noninterest expense | 2,994,000 | 6,276,000 | 9,503,000 | 12,923,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 403,000 | 933,000 | 1,394,000 | 2,014,000 |
| Income tax | 0 | 0 | 0 | -663,000 |
| Net income | 403,000 | 933,000 | 1,394,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,759,000 | 20,278,000 | 20,738,000 | 22,020,000 |
| Total capital | 23,340,000 | 23,830,000 | 24,222,000 | 25,367,000 |
| Risk-weighted assets | 285,801,000 | 283,823,000 | 281,399,000 | 282,027,000 |