Call reports 2013
FIRST CHATHAM BANK — 2013
What FIRST CHATHAM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 430,060,000 | 410,816,000 | 388,333,000 | 387,047,000 |
| Total loans | 239,468,000 | 239,052,000 | 239,569,000 | 240,824,000 |
| Allowance for loan losses | 4,866,000 | 4,349,000 | 4,124,000 | 4,444,000 |
| Securities available for sale | 63,615,000 | 63,099,000 | 59,172,000 | 60,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,068,000 | 370,885,000 | 355,631,000 | 354,308,000 |
| Interest-bearing deposits | 346,007,000 | 323,518,000 | 308,222,000 | 307,389,000 |
| Noninterest-bearing deposits | 43,061,000 | 47,367,000 | 47,409,000 | 46,919,000 |
| Equity capital | 15,641,000 | 14,667,000 | 17,505,000 | 17,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,140,000 | 6,259,000 | 9,365,000 | 12,497,000 |
| Interest expense | 954,000 | 1,782,000 | 2,488,000 | 3,129,000 |
| Net interest income | 2,186,000 | 4,477,000 | 6,877,000 | 9,368,000 |
| Noninterest income | 2,479,000 | 4,047,000 | 4,910,000 | 6,739,000 |
| Noninterest expense | 3,226,000 | 6,439,000 | 9,620,000 | 13,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,495,000 | 2,025,000 | 2,029,000 | 2,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,495,000 | 2,025,000 | 2,029,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,673,000 | 16,207,000 | 19,218,000 | 19,355,000 |
| Total capital | 19,171,000 | 19,736,000 | 22,732,000 | 22,909,000 |
| Risk-weighted assets | 278,479,000 | 281,537,000 | 280,518,000 | 283,429,000 |