Call reports 2012
FIRST CHATHAM BANK — 2012
What FIRST CHATHAM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 503,569,000 | 501,684,000 | 484,469,000 | 473,029,000 |
| Total loans | 351,464,000 | 340,025,000 | 335,586,000 | 328,785,000 |
| Allowance for loan losses | 10,512,000 | 9,275,000 | 9,913,000 | 9,291,000 |
| Securities available for sale | 63,517,000 | 60,765,000 | 42,099,000 | 42,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,162,000 | 434,561,000 | 433,862,000 | 421,545,000 |
| Interest-bearing deposits | 388,389,000 | 389,066,000 | 388,669,000 | 379,782,000 |
| Noninterest-bearing deposits | 42,773,000 | 45,495,000 | 45,193,000 | 41,763,000 |
| Equity capital | 15,902,000 | 14,051,000 | 14,479,000 | 14,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,681,000 | 9,286,000 | 13,906,000 | 18,328,000 |
| Interest expense | 1,791,000 | 3,302,000 | 4,617,000 | 5,749,000 |
| Net interest income | 2,890,000 | 5,984,000 | 9,289,000 | 12,579,000 |
| Noninterest income | 2,917,000 | 5,890,000 | 10,875,000 | 15,501,000 |
| Noninterest expense | 4,589,000 | 8,914,000 | 14,296,000 | 20,709,000 |
| Provision for loan losses | 911,000 | 3,039,000 | 3,957,000 | 4,836,000 |
| Pretax income | 582,000 | 85,000 | 2,343,000 | 2,927,000 |
| Income tax | 932,000 | 1,862,000 | 2,934,000 | 2,769,000 |
| Net income | -992,000 | -3,060,000 | -2,613,000 | -2,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,494,000 | 19,041,000 | 20,186,000 | 21,197,000 |
| Total capital | 25,471,000 | 23,926,000 | 25,065,000 | 25,944,000 |
| Risk-weighted assets | 392,615,000 | 386,403,000 | 385,259,000 | 375,254,000 |