Call reports 2011
FIRST CHATHAM BANK — 2011
What FIRST CHATHAM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 608,927,000 | 559,756,000 | 540,904,000 | 521,574,000 |
| Total loans | 413,548,000 | 390,592,000 | 373,849,000 | 362,574,000 |
| Allowance for loan losses | 13,052,000 | 11,323,000 | 11,906,000 | 9,441,000 |
| Securities available for sale | 76,671,000 | 59,754,000 | 69,221,000 | 67,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,893,000 | 461,779,000 | 447,521,000 | 430,719,000 |
| Interest-bearing deposits | 439,006,000 | 421,949,000 | 406,743,000 | 391,325,000 |
| Noninterest-bearing deposits | 41,887,000 | 39,830,000 | 40,778,000 | 39,394,000 |
| Equity capital | 22,225,000 | 22,303,000 | 21,832,000 | 17,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,439,000 | 10,586,000 | 15,546,000 | 20,372,000 |
| Interest expense | 2,481,000 | 4,811,000 | 6,930,000 | 8,864,000 |
| Net interest income | 2,958,000 | 5,775,000 | 8,616,000 | 11,508,000 |
| Noninterest income | 3,854,000 | 7,565,000 | 10,254,000 | 13,904,000 |
| Noninterest expense | 5,066,000 | 9,835,000 | 14,271,000 | 19,619,000 |
| Provision for loan losses | 3,571,000 | 4,697,000 | 5,695,000 | 9,104,000 |
| Pretax income | -1,862,000 | -1,117,000 | -1,068,000 | -3,745,000 |
| Income tax | 413,000 | 1,106,000 | 1,561,000 | 2,552,000 |
| Net income | -2,783,000 | -3,249,000 | -3,996,000 | -8,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,005,000 | 25,036,000 | 24,308,000 | 20,879,000 |
| Total capital | 30,418,000 | 30,342,000 | 29,561,000 | 25,964,000 |
| Risk-weighted assets | 425,362,000 | 418,487,000 | 413,605,000 | 402,452,000 |