Call reports 2010
FIRST CHATHAM BANK — 2010
What FIRST CHATHAM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 581,869,000 | 596,244,000 | 599,930,000 | 591,425,000 |
| Total loans | 410,517,000 | 416,661,000 | 414,710,000 | 418,551,000 |
| Allowance for loan losses | 9,128,000 | 11,604,000 | 12,412,000 | 11,775,000 |
| Securities available for sale | 75,850,000 | 81,843,000 | 91,125,000 | 75,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,159,000 | 463,762,000 | 472,323,000 | 476,253,000 |
| Interest-bearing deposits | 430,410,000 | 430,896,000 | 438,224,000 | 434,608,000 |
| Noninterest-bearing deposits | 31,749,000 | 32,866,000 | 34,099,000 | 41,645,000 |
| Equity capital | 37,046,000 | 35,986,000 | 35,544,000 | 24,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,257,000 | 12,402,000 | 18,157,000 | 24,093,000 |
| Interest expense | 2,914,000 | 5,633,000 | 8,394,000 | 11,056,000 |
| Net interest income | 3,343,000 | 6,769,000 | 9,763,000 | 13,037,000 |
| Noninterest income | 1,384,000 | 2,973,000 | 7,031,000 | 13,436,000 |
| Noninterest expense | 4,386,000 | 8,622,000 | 13,713,000 | 20,619,000 |
| Provision for loan losses | 182,000 | 2,820,000 | 4,580,000 | 10,864,000 |
| Pretax income | 34,000 | -1,488,000 | -1,317,000 | -4,267,000 |
| Income tax | 5,000 | -154,000 | 245,000 | 5,640,000 |
| Net income | 44,000 | -1,369,000 | -2,226,000 | -11,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,771,000 | 32,994,000 | 32,575,000 | 27,570,000 |
| Total capital | 40,431,000 | 38,623,000 | 38,175,000 | 33,012,000 |
| Risk-weighted assets | 448,760,000 | 444,373,000 | 441,163,000 | 429,033,000 |