Call reports 2009
FIRST CHATHAM BANK — 2009
What FIRST CHATHAM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 577,791,000 | 580,673,000 | 574,914,000 | 558,883,000 |
| Total loans | 429,763,000 | 431,965,000 | 431,422,000 | 406,096,000 |
| Allowance for loan losses | 5,453,000 | 5,898,000 | 6,241,000 | 8,910,000 |
| Securities available for sale | 71,659,000 | 64,151,000 | 68,204,000 | 66,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,139,000 | 459,317,000 | 450,061,000 | 445,270,000 |
| Interest-bearing deposits | 427,883,000 | 429,089,000 | 418,872,000 | 415,417,000 |
| Noninterest-bearing deposits | 28,256,000 | 30,228,000 | 31,189,000 | 29,853,000 |
| Equity capital | 44,919,000 | 43,448,000 | 45,918,000 | 36,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,975,000 | 13,821,000 | 20,707,000 | 27,308,000 |
| Interest expense | 3,916,000 | 7,643,000 | 11,150,000 | 14,421,000 |
| Net interest income | 3,059,000 | 6,178,000 | 9,557,000 | 12,887,000 |
| Noninterest income | 1,302,000 | 2,580,000 | 4,160,000 | 6,539,000 |
| Noninterest expense | 4,117,000 | 8,578,000 | 12,712,000 | 17,332,000 |
| Provision for loan losses | 682,000 | 2,022,000 | 2,522,000 | 15,177,000 |
| Pretax income | 403,000 | -4,777,000 | -3,585,000 | -15,085,000 |
| Income tax | 131,000 | -1,275,000 | -1,433,000 | -4,687,000 |
| Net income | 256,000 | -3,666,000 | -2,675,000 | -11,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,118,000 | 44,574,000 | 45,866,000 | 34,450,000 |
| Total capital | 51,571,000 | 50,445,000 | 51,678,000 | 40,093,000 |
| Risk-weighted assets | 479,890,000 | 468,912,000 | 464,567,000 | 449,323,000 |