Call reports 2006
FIRST CHATHAM BANK — 2006
What FIRST CHATHAM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 288,643,000 | 313,863,000 | 353,679,000 | 386,750,000 |
| Total loans | 210,518,000 | 233,168,000 | 259,529,000 | 288,630,000 |
| Allowance for loan losses | 2,580,000 | 2,748,000 | 3,025,000 | 3,286,000 |
| Securities available for sale | 43,688,000 | 45,138,000 | 55,776,000 | 59,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,559,000 | 244,012,000 | 264,579,000 | 304,038,000 |
| Interest-bearing deposits | 206,469,000 | 213,741,000 | 237,894,000 | 272,869,000 |
| Noninterest-bearing deposits | 22,090,000 | 30,271,000 | 26,685,000 | 31,169,000 |
| Equity capital | 21,836,000 | 26,189,000 | 26,894,000 | 28,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 10,497,000 | 16,902,000 | 23,888,000 |
| Interest expense | 2,162,000 | 4,678,000 | 7,757,000 | 11,219,000 |
| Net interest income | 2,717,000 | 5,819,000 | 9,145,000 | 12,669,000 |
| Noninterest income | 440,000 | 917,000 | 1,585,000 | 2,526,000 |
| Noninterest expense | 2,165,000 | 4,555,000 | 7,156,000 | 10,271,000 |
| Provision for loan losses | 422,000 | 677,000 | 929,000 | 1,224,000 |
| Pretax income | 562,000 | 1,485,000 | 2,582,000 | 3,560,000 |
| Income tax | 165,000 | 489,000 | 837,000 | 1,148,000 |
| Net income | 397,000 | 996,000 | 1,745,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,228,000 | 26,347,000 | 27,603,000 | 29,340,000 |
| Total capital | 24,808,000 | 29,095,000 | 30,628,000 | 32,626,000 |
| Risk-weighted assets | 236,793,000 | 258,441,000 | 297,955,000 | 325,079,000 |