Call reports 2002
FIRST CHATHAM BANK — 2002
What FIRST CHATHAM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,728,000 | 54,008,000 | 72,509,000 | 97,121,000 |
| Total loans | 17,114,000 | 30,594,000 | 49,823,000 | 66,102,000 |
| Allowance for loan losses | 225,000 | 318,000 | 548,000 | 732,000 |
| Securities available for sale | 7,923,000 | 11,613,000 | 13,097,000 | 15,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,588,000 | 45,106,000 | 59,306,000 | 84,213,000 |
| Interest-bearing deposits | 22,096,000 | 38,662,000 | 54,649,000 | 78,695,000 |
| Noninterest-bearing deposits | 5,492,000 | 6,444,000 | 4,657,000 | 5,518,000 |
| Equity capital | 8,972,000 | 8,732,000 | 11,405,000 | 11,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 867,000 | 1,661,000 | 2,679,000 |
| Interest expense | 158,000 | 356,000 | 705,000 | 1,153,000 |
| Net interest income | 153,000 | 511,000 | 956,000 | 1,526,000 |
| Noninterest income | 109,000 | 125,000 | 148,000 | 187,000 |
| Noninterest expense | 1,029,000 | 1,607,000 | 2,267,000 | 3,049,000 |
| Provision for loan losses | 225,000 | 318,000 | 548,000 | 732,000 |
| Pretax income | -992,000 | -1,289,000 | -1,711,000 | -2,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -992,000 | -1,289,000 | -1,711,000 | -2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,642,000 | 8,351,000 | 10,936,000 | 10,621,000 |
| Total capital | 8,867,000 | 8,669,000 | 11,484,000 | 11,353,000 |
| Risk-weighted assets | 20,994,000 | 39,561,000 | 55,085,000 | 75,299,000 |