Call reports 2017
FIRST COMMUNITY BANK — 2017
What FIRST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 399,545,000 | 398,437,000 | 391,596,000 | 400,550,000 |
| Total loans | 280,909,000 | 278,691,000 | 285,492,000 | 281,245,000 |
| Allowance for loan losses | 3,152,000 | 3,286,000 | 3,451,000 | 3,425,000 |
| Securities available for sale | 73,186,000 | 79,824,000 | 78,956,000 | 76,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,220,000 | 352,361,000 | 345,380,000 | 354,345,000 |
| Interest-bearing deposits | 280,714,000 | 283,092,000 | 277,902,000 | 286,059,000 |
| Noninterest-bearing deposits | 69,506,000 | 69,269,000 | 67,479,000 | 68,286,000 |
| Equity capital | 36,785,000 | 38,433,000 | 38,379,000 | 38,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,828,000 | 11,867,000 | 15,912,000 |
| Interest expense | 463,000 | 929,000 | 1,399,000 | 1,856,000 |
| Net interest income | 3,395,000 | 6,899,000 | 10,468,000 | 14,056,000 |
| Noninterest income | 775,000 | 1,618,000 | 2,464,000 | 3,202,000 |
| Noninterest expense | 3,081,000 | 6,203,000 | 9,249,000 | 12,363,000 |
| Provision for loan losses | 128,000 | 256,000 | 383,000 | 518,000 |
| Pretax income | 961,000 | 2,060,000 | 3,302,000 | 4,379,000 |
| Income tax | 47,000 | 96,000 | 144,000 | 191,000 |
| Net income | 914,000 | 1,964,000 | 3,158,000 | 4,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,542,000 | 38,229,000 | 38,336,000 | 38,790,000 |
| Total capital | 40,693,000 | 41,514,000 | 41,786,000 | 42,214,000 |
| Risk-weighted assets | 292,588,000 | 284,926,000 | 287,497,000 | 287,656,000 |