Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 356,952,000 | 364,411,000 | 369,051,000 | 376,529,000 |
| Total loans | 251,914,000 | 265,820,000 | 275,164,000 | 278,332,000 |
| Allowance for loan losses | 3,064,000 | 3,224,000 | 3,156,000 | 3,092,000 |
| Securities available for sale | 76,692,000 | 76,069,000 | 73,226,000 | 67,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,988,000 | 314,031,000 | 314,531,000 | 327,980,000 |
| Interest-bearing deposits | 251,140,000 | 258,337,000 | 257,256,000 | 270,745,000 |
| Noninterest-bearing deposits | 56,848,000 | 55,693,000 | 57,274,000 | 57,235,000 |
| Equity capital | 36,571,000 | 37,845,000 | 37,717,000 | 35,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,311,000 | 11,062,000 | 14,850,000 |
| Interest expense | 411,000 | 830,000 | 1,281,000 | 1,739,000 |
| Net interest income | 3,199,000 | 6,481,000 | 9,781,000 | 13,111,000 |
| Noninterest income | 645,000 | 1,349,000 | 2,236,000 | 3,006,000 |
| Noninterest expense | 2,963,000 | 5,942,000 | 9,080,000 | 12,083,000 |
| Provision for loan losses | 152,000 | 303,000 | 303,000 | 303,000 |
| Pretax income | 736,000 | 1,611,000 | 2,837,000 | 3,936,000 |
| Income tax | 31,000 | 58,000 | 108,000 | 172,000 |
| Net income | 705,000 | 1,553,000 | 2,729,000 | 3,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,711,000 | 36,349,000 | 36,411,000 | 37,143,000 |
| Total capital | 38,774,000 | 39,572,000 | 39,566,000 | 40,234,000 |
| Risk-weighted assets | 255,528,000 | 268,948,000 | 277,240,000 | 284,159,000 |