Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 336,279,000 | 337,837,000 | 339,250,000 | 343,161,000 |
| Total loans | 231,924,000 | 233,264,000 | 242,450,000 | 246,034,000 |
| Allowance for loan losses | 2,826,000 | 2,882,000 | 2,945,000 | 2,964,000 |
| Securities available for sale | 70,175,000 | 74,646,000 | 75,333,000 | 74,091,000 |
| Securities held to maturity | 344,000 | 338,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,445,000 | 286,044,000 | 286,220,000 | 289,993,000 |
| Interest-bearing deposits | 226,566,000 | 226,968,000 | 232,630,000 | 235,905,000 |
| Noninterest-bearing deposits | 57,879,000 | 59,077,000 | 53,589,000 | 54,088,000 |
| Equity capital | 34,529,000 | 34,329,000 | 34,909,000 | 35,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,470,000 | 7,078,000 | 10,628,000 | 14,261,000 |
| Interest expense | 380,000 | 764,000 | 1,157,000 | 1,567,000 |
| Net interest income | 3,090,000 | 6,314,000 | 9,471,000 | 12,694,000 |
| Noninterest income | 602,000 | 1,231,000 | 1,959,000 | 2,713,000 |
| Noninterest expense | 2,960,000 | 5,880,000 | 8,876,000 | 11,865,000 |
| Provision for loan losses | 225,000 | 282,000 | 339,000 | 396,000 |
| Pretax income | 569,000 | 1,449,000 | 2,333,000 | 3,264,000 |
| Income tax | 18,000 | 43,000 | 80,000 | 106,000 |
| Net income | 551,000 | 1,406,000 | 2,253,000 | 3,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,922,000 | 34,831,000 | 34,710,000 | 35,426,000 |
| Total capital | 36,747,000 | 37,712,000 | 37,654,000 | 38,389,000 |
| Risk-weighted assets | 242,414,000 | 241,050,000 | 243,672,000 | 249,882,000 |