Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 321,220,000 | 320,132,000 | 325,702,000 | 320,587,000 |
| Total loans | 215,676,000 | 219,089,000 | 229,431,000 | 231,150,000 |
| Allowance for loan losses | 2,850,000 | 2,773,000 | 2,882,000 | 2,872,000 |
| Securities available for sale | 75,981,000 | 75,034,000 | 68,557,000 | 68,251,000 |
| Securities held to maturity | 366,000 | 360,000 | 355,000 | 349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,767,000 | 271,448,000 | 275,458,000 | 269,344,000 |
| Interest-bearing deposits | 220,010,000 | 216,649,000 | 222,057,000 | 216,867,000 |
| Noninterest-bearing deposits | 53,756,000 | 54,800,000 | 53,401,000 | 52,477,000 |
| Equity capital | 30,381,000 | 31,349,000 | 32,682,000 | 33,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,405,000 | 6,843,000 | 10,452,000 | 14,012,000 |
| Interest expense | 353,000 | 709,000 | 1,087,000 | 1,481,000 |
| Net interest income | 3,052,000 | 6,134,000 | 9,365,000 | 12,531,000 |
| Noninterest income | 520,000 | 977,000 | 1,721,000 | 2,231,000 |
| Noninterest expense | 2,833,000 | 5,684,000 | 8,540,000 | 11,441,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 739,000 | 1,457,000 | 2,469,000 | 3,244,000 |
| Income tax | 32,000 | 60,000 | 115,000 | 144,000 |
| Net income | 707,000 | 1,397,000 | 2,354,000 | 3,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,756,000 | 32,555,000 | 33,440,000 | 33,956,000 |
| Total capital | 35,504,000 | 35,299,000 | 36,306,000 | 36,822,000 |
| Risk-weighted assets | 219,880,000 | 219,459,000 | 229,384,000 | 229,351,000 |