Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 323,006,000 | 315,643,000 | 312,228,000 | 311,341,000 |
| Total loans | 200,008,000 | 202,277,000 | 202,191,000 | 212,792,000 |
| Allowance for loan losses | 3,825,000 | 3,036,000 | 3,216,000 | 2,839,000 |
| Securities available for sale | 89,653,000 | 85,171,000 | 80,949,000 | 75,888,000 |
| Securities held to maturity | 387,000 | 382,000 | 376,000 | 371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,254,000 | 273,957,000 | 271,733,000 | 264,130,000 |
| Interest-bearing deposits | 229,061,000 | 226,441,000 | 224,949,000 | 218,096,000 |
| Noninterest-bearing deposits | 50,193,000 | 47,517,000 | 46,784,000 | 46,035,000 |
| Equity capital | 31,827,000 | 29,493,000 | 28,349,000 | 28,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 6,750,000 | 10,288,000 | 13,889,000 |
| Interest expense | 416,000 | 810,000 | 1,205,000 | 1,575,000 |
| Net interest income | 2,932,000 | 5,940,000 | 9,083,000 | 12,314,000 |
| Noninterest income | 260,000 | 552,000 | 1,030,000 | 966,000 |
| Noninterest expense | 2,701,000 | 5,415,000 | 8,177,000 | 11,013,000 |
| Provision for loan losses | 1,050,000 | 1,345,000 | 1,345,000 | 945,000 |
| Pretax income | -559,000 | -255,000 | 604,000 | 1,349,000 |
| Income tax | -53,000 | -49,000 | -17,000 | 73,000 |
| Net income | -506,000 | -206,000 | 621,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,789,000 | 31,003,000 | 31,190,000 | 31,899,000 |
| Total capital | 33,433,000 | 33,651,000 | 33,829,000 | 34,619,000 |
| Risk-weighted assets | 210,267,000 | 211,535,000 | 210,870,000 | 217,587,000 |