Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 334,302,000 | 332,245,000 | 325,556,000 | 316,553,000 |
| Total loans | 214,388,000 | 214,646,000 | 209,164,000 | 200,931,000 |
| Allowance for loan losses | 2,962,000 | 3,350,000 | 3,119,000 | 2,787,000 |
| Securities available for sale | 79,991,000 | 84,868,000 | 87,412,000 | 86,009,000 |
| Securities held to maturity | 407,000 | 402,000 | 397,000 | 392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,628,000 | 288,118,000 | 280,678,000 | 271,582,000 |
| Interest-bearing deposits | 244,804,000 | 237,878,000 | 236,985,000 | 227,260,000 |
| Noninterest-bearing deposits | 46,824,000 | 50,240,000 | 43,693,000 | 44,322,000 |
| Equity capital | 30,789,000 | 32,070,000 | 32,689,000 | 32,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,779,000 | 7,503,000 | 11,135,000 | 14,537,000 |
| Interest expense | 657,000 | 1,277,000 | 1,781,000 | 2,240,000 |
| Net interest income | 3,122,000 | 6,226,000 | 9,354,000 | 12,297,000 |
| Noninterest income | 250,000 | 342,000 | 526,000 | 759,000 |
| Noninterest expense | 2,552,000 | 5,073,000 | 7,641,000 | 10,243,000 |
| Provision for loan losses | 300,000 | 950,000 | 1,275,000 | 1,625,000 |
| Pretax income | 858,000 | 1,486,000 | 2,029,000 | 2,252,000 |
| Income tax | 43,000 | 72,000 | 83,000 | 68,000 |
| Net income | 815,000 | 1,414,000 | 1,946,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,122,000 | 30,768,000 | 31,319,000 | 31,294,000 |
| Total capital | 32,998,000 | 33,624,000 | 34,067,000 | 33,946,000 |
| Risk-weighted assets | 230,487,000 | 228,249,000 | 219,880,000 | 212,426,000 |