Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 322,027,000 | 318,117,000 | 324,738,000 | 322,145,000 |
| Total loans | 236,176,000 | 229,127,000 | 220,034,000 | 217,920,000 |
| Allowance for loan losses | 3,007,000 | 3,110,000 | 2,761,000 | 3,058,000 |
| Securities available for sale | 53,572,000 | 56,419,000 | 57,908,000 | 62,803,000 |
| Securities held to maturity | 425,000 | 421,000 | 416,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,592,000 | 276,072,000 | 282,593,000 | 279,746,000 |
| Interest-bearing deposits | 238,815,000 | 237,381,000 | 242,539,000 | 237,623,000 |
| Noninterest-bearing deposits | 41,776,000 | 38,691,000 | 40,054,000 | 42,123,000 |
| Equity capital | 29,739,000 | 30,126,000 | 30,303,000 | 30,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,025,000 | 8,157,000 | 12,071,000 | 15,824,000 |
| Interest expense | 818,000 | 1,623,000 | 2,387,000 | 3,056,000 |
| Net interest income | 3,207,000 | 6,534,000 | 9,684,000 | 12,768,000 |
| Noninterest income | -21,000 | -8,000 | -250,000 | -16,000 |
| Noninterest expense | 2,551,000 | 5,186,000 | 7,768,000 | 9,970,000 |
| Provision for loan losses | 225,000 | 1,625,000 | 3,176,000 | 3,776,000 |
| Pretax income | 427,000 | -216,000 | -1,290,000 | -774,000 |
| Income tax | 19,000 | -33,000 | -115,000 | -125,000 |
| Net income | 408,000 | -183,000 | -1,175,000 | -649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,641,000 | 29,823,000 | 28,909,000 | 29,395,000 |
| Total capital | 33,643,000 | 32,775,000 | 31,665,000 | 32,266,000 |
| Risk-weighted assets | 242,990,000 | 236,473,000 | 231,606,000 | 229,919,000 |