Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 323,946,000 | 319,644,000 | 315,394,000 | 319,720,000 |
| Total loans | 248,635,000 | 242,303,000 | 239,223,000 | 233,682,000 |
| Allowance for loan losses | 3,304,000 | 3,074,000 | 3,157,000 | 2,948,000 |
| Securities available for sale | 41,255,000 | 40,638,000 | 44,066,000 | 47,808,000 |
| Securities held to maturity | 0 | 0 | 436,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,252,000 | 277,388,000 | 272,705,000 | 278,970,000 |
| Interest-bearing deposits | 234,790,000 | 232,477,000 | 230,822,000 | 238,840,000 |
| Noninterest-bearing deposits | 42,462,000 | 44,911,000 | 41,883,000 | 40,129,000 |
| Equity capital | 29,905,000 | 30,387,000 | 30,614,000 | 28,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,229,000 | 8,451,000 | 12,655,000 | 16,784,000 |
| Interest expense | 1,132,000 | 2,108,000 | 3,006,000 | 3,867,000 |
| Net interest income | 3,097,000 | 6,343,000 | 9,649,000 | 12,917,000 |
| Noninterest income | 378,000 | 696,000 | 807,000 | 928,000 |
| Noninterest expense | 2,570,000 | 5,219,000 | 7,945,000 | 10,538,000 |
| Provision for loan losses | 400,000 | 775,000 | 1,250,000 | 2,005,000 |
| Pretax income | 617,000 | 1,196,000 | 1,815,000 | 1,991,000 |
| Income tax | 24,000 | 44,000 | 69,000 | 66,000 |
| Net income | 593,000 | 1,152,000 | 1,746,000 | 1,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,997,000 | 30,167,000 | 30,549,000 | 30,515,000 |
| Total capital | 33,179,000 | 33,236,000 | 33,606,000 | 33,458,000 |
| Risk-weighted assets | 254,809,000 | 249,336,000 | 244,919,000 | 241,927,000 |