Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 327,881,000 | 332,936,000 | 335,528,000 | 329,081,000 |
| Total loans | 259,978,000 | 252,480,000 | 249,611,000 | 251,684,000 |
| Allowance for loan losses | 2,786,000 | 2,343,000 | 2,534,000 | 2,744,000 |
| Securities available for sale | 32,833,000 | 44,529,000 | 48,437,000 | 43,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,433,000 | 282,391,000 | 283,105,000 | 277,880,000 |
| Interest-bearing deposits | 240,384,000 | 240,863,000 | 241,698,000 | 238,561,000 |
| Noninterest-bearing deposits | 41,049,000 | 41,528,000 | 41,407,000 | 39,319,000 |
| Equity capital | 24,465,000 | 28,340,000 | 30,043,000 | 29,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,338,000 | 8,681,000 | 13,006,000 | 17,325,000 |
| Interest expense | 1,706,000 | 3,322,000 | 4,818,000 | 6,142,000 |
| Net interest income | 2,632,000 | 5,359,000 | 8,188,000 | 11,183,000 |
| Noninterest income | 468,000 | 945,000 | 1,404,000 | 1,864,000 |
| Noninterest expense | 2,497,000 | 5,132,000 | 7,803,000 | 10,276,000 |
| Provision for loan losses | 120,000 | 270,000 | 545,000 | 1,750,000 |
| Pretax income | 510,000 | 993,000 | 1,387,000 | 1,207,000 |
| Income tax | 12,000 | 27,000 | 35,000 | 9,000 |
| Net income | 498,000 | 966,000 | 1,352,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,395,000 | 29,343,000 | 29,600,000 | 29,402,000 |
| Total capital | 28,176,000 | 31,681,000 | 32,129,000 | 32,141,000 |
| Risk-weighted assets | 255,898,000 | 254,598,000 | 254,483,000 | 257,925,000 |