Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 321,200,000 | 327,430,000 | 326,894,000 | 322,363,000 |
| Total loans | 255,701,000 | 265,404,000 | 266,034,000 | 260,177,000 |
| Allowance for loan losses | 2,960,000 | 2,695,000 | 2,751,000 | 2,683,000 |
| Securities available for sale | 40,286,000 | 38,021,000 | 36,560,000 | 34,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,495,000 | 279,372,000 | 280,635,000 | 276,087,000 |
| Interest-bearing deposits | 233,442,000 | 239,770,000 | 242,140,000 | 238,135,000 |
| Noninterest-bearing deposits | 40,052,000 | 39,602,000 | 38,495,000 | 37,952,000 |
| Equity capital | 24,631,000 | 23,511,000 | 23,615,000 | 24,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,283,000 | 10,160,000 | 15,150,000 | 19,851,000 |
| Interest expense | 2,304,000 | 4,249,000 | 6,149,000 | 8,052,000 |
| Net interest income | 2,979,000 | 5,911,000 | 9,001,000 | 11,799,000 |
| Noninterest income | 474,000 | 959,000 | 1,454,000 | 1,918,000 |
| Noninterest expense | 2,537,000 | 5,022,000 | 7,665,000 | 10,562,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 75,000 |
| Pretax income | 975,000 | 1,910,000 | 2,809,000 | 3,205,000 |
| Income tax | 34,000 | 84,000 | 128,000 | 143,000 |
| Net income | 941,000 | 1,826,000 | 2,681,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,552,000 | 24,294,000 | 24,711,000 | 24,895,000 |
| Total capital | 27,507,000 | 26,984,000 | 27,457,000 | 27,573,000 |
| Risk-weighted assets | 259,145,000 | 264,747,000 | 262,486,000 | 255,748,000 |