Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 304,724,000 | 307,532,000 | 311,896,000 | 325,484,000 |
| Total loans | 222,311,000 | 234,464,000 | 234,749,000 | 250,981,000 |
| Allowance for loan losses | 2,517,000 | 2,518,000 | 2,517,000 | 2,505,000 |
| Securities available for sale | 51,203,000 | 53,461,000 | 55,348,000 | 50,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,467,000 | 260,657,000 | 259,303,000 | 273,311,000 |
| Interest-bearing deposits | 222,725,000 | 221,197,000 | 222,793,000 | 237,566,000 |
| Noninterest-bearing deposits | 35,742,000 | 39,460,000 | 36,510,000 | 35,745,000 |
| Equity capital | 22,995,000 | 21,683,000 | 22,565,000 | 23,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,219,000 | 10,711,000 | 16,375,000 | 21,913,000 |
| Interest expense | 2,333,000 | 4,832,000 | 7,429,000 | 10,026,000 |
| Net interest income | 2,886,000 | 5,879,000 | 8,946,000 | 11,887,000 |
| Noninterest income | 419,000 | 853,000 | 1,318,000 | 1,792,000 |
| Noninterest expense | 2,245,000 | 4,444,000 | 6,869,000 | 9,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,060,000 | 2,293,000 | 3,457,000 | 4,407,000 |
| Income tax | 46,000 | 121,000 | 193,000 | 245,000 |
| Net income | 1,014,000 | 2,172,000 | 3,264,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,148,000 | 22,958,000 | 23,293,000 | 23,688,000 |
| Total capital | 25,660,000 | 25,471,000 | 25,805,000 | 26,188,000 |
| Risk-weighted assets | 238,224,000 | 246,675,000 | 250,942,000 | 261,044,000 |