Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 266,980,000 | 285,008,000 | 280,283,000 | 286,557,000 |
| Total loans | 189,289,000 | 200,373,000 | 204,622,000 | 214,636,000 |
| Allowance for loan losses | 2,330,000 | 2,391,000 | 2,450,000 | 2,507,000 |
| Securities available for sale | 54,825,000 | 57,353,000 | 55,561,000 | 51,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,093,000 | 238,496,000 | 229,467,000 | 238,018,000 |
| Interest-bearing deposits | 189,932,000 | 195,911,000 | 195,380,000 | 205,962,000 |
| Noninterest-bearing deposits | 35,161,000 | 42,585,000 | 34,087,000 | 32,056,000 |
| Equity capital | 20,133,000 | 19,591,000 | 21,594,000 | 21,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,364,000 | 9,124,000 | 14,087,000 | 19,224,000 |
| Interest expense | 1,513,000 | 3,275,000 | 5,282,000 | 7,511,000 |
| Net interest income | 2,851,000 | 5,849,000 | 8,805,000 | 11,713,000 |
| Noninterest income | 350,000 | 740,000 | 1,152,000 | 1,587,000 |
| Noninterest expense | 1,913,000 | 4,079,000 | 6,301,000 | 8,473,000 |
| Provision for loan losses | 175,000 | 225,000 | 275,000 | 325,000 |
| Pretax income | 1,113,000 | 2,285,000 | 3,379,000 | 4,505,000 |
| Income tax | 51,000 | 108,000 | 159,000 | 224,000 |
| Net income | 1,062,000 | 2,177,000 | 3,220,000 | 4,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,863,000 | 21,337,000 | 21,736,000 | 22,132,000 |
| Total capital | 23,188,000 | 23,723,000 | 24,181,000 | 24,634,000 |
| Risk-weighted assets | 212,422,000 | 224,647,000 | 225,378,000 | 231,820,000 |