Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 228,451,000 | 223,773,000 | 234,383,000 | 237,409,000 |
| Total loans | 150,736,000 | 152,552,000 | 158,790,000 | 159,575,000 |
| Allowance for loan losses | 1,708,000 | 1,785,000 | 1,963,000 | 1,614,000 |
| Securities available for sale | 57,581,000 | 56,809,000 | 52,374,000 | 53,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,827,000 | 182,978,000 | 198,448,000 | 200,179,000 |
| Interest-bearing deposits | 165,211,000 | 160,051,000 | 170,548,000 | 174,319,000 |
| Noninterest-bearing deposits | 21,616,000 | 22,927,000 | 27,900,000 | 25,860,000 |
| Equity capital | 19,773,000 | 17,699,000 | 19,366,000 | 19,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,767,000 | 10,140,000 | 13,548,000 |
| Interest expense | 974,000 | 1,960,000 | 2,971,000 | 4,010,000 |
| Net interest income | 2,382,000 | 4,807,000 | 7,169,000 | 9,538,000 |
| Noninterest income | 365,000 | 733,000 | 1,117,000 | 1,475,000 |
| Noninterest expense | 1,710,000 | 3,475,000 | 5,231,000 | 6,998,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 450,000 |
| Pretax income | 967,000 | 1,930,000 | 2,775,000 | 3,609,000 |
| Income tax | 54,000 | 121,000 | 211,000 | 252,000 |
| Net income | 913,000 | 1,809,000 | 2,564,000 | 3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,126,000 | 18,459,000 | 18,692,000 | 19,032,000 |
| Total capital | 19,829,000 | 20,239,000 | 20,650,000 | 20,641,000 |
| Risk-weighted assets | 164,181,000 | 164,498,000 | 173,788,000 | 175,382,000 |