Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 234,888,000 | 232,498,000 | 221,468,000 | 232,823,000 |
| Total loans | 135,504,000 | 141,503,000 | 141,955,000 | 147,919,000 |
| Allowance for loan losses | 1,673,000 | 1,669,000 | 1,684,000 | 1,599,000 |
| Securities available for sale | 80,990,000 | 74,025,000 | 63,338,000 | 64,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,503,000 | 188,499,000 | 182,039,000 | 183,102,000 |
| Interest-bearing deposits | 179,089,000 | 168,480,000 | 161,938,000 | 162,665,000 |
| Noninterest-bearing deposits | 21,414,000 | 20,019,000 | 20,101,000 | 20,437,000 |
| Equity capital | 18,137,000 | 20,146,000 | 17,913,000 | 18,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,299,000 | 10,808,000 | 14,249,000 |
| Interest expense | 1,292,000 | 2,484,000 | 3,530,000 | 4,518,000 |
| Net interest income | 2,440,000 | 4,815,000 | 7,278,000 | 9,731,000 |
| Noninterest income | 390,000 | 896,000 | 1,296,000 | 1,649,000 |
| Noninterest expense | 1,694,000 | 3,423,000 | 5,264,000 | 7,138,000 |
| Provision for loan losses | 49,000 | 97,000 | 97,000 | 97,000 |
| Pretax income | 1,158,000 | 2,369,000 | 3,362,000 | 4,291,000 |
| Income tax | 81,000 | 161,000 | 243,000 | 256,000 |
| Net income | 1,077,000 | 2,208,000 | 3,119,000 | 4,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,036,000 | 17,371,000 | 17,701,000 | 17,832,000 |
| Total capital | 18,704,000 | 19,035,000 | 19,380,000 | 19,426,000 |
| Risk-weighted assets | 156,865,000 | 161,377,000 | 159,534,000 | 163,575,000 |