Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,541,000 | 232,332,000 | 238,922,000 | 239,887,000 |
| Total loans | 124,146,000 | 129,585,000 | 134,916,000 | 132,244,000 |
| Allowance for loan losses | 1,699,000 | 1,704,000 | 1,776,000 | 1,600,000 |
| Securities available for sale | 69,115,000 | 79,474,000 | 81,845,000 | 87,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,509,000 | 198,483,000 | 203,851,000 | 204,460,000 |
| Interest-bearing deposits | 158,029,000 | 179,177,000 | 184,868,000 | 185,150,000 |
| Noninterest-bearing deposits | 19,480,000 | 19,306,000 | 18,983,000 | 19,310,000 |
| Equity capital | 15,470,000 | 17,556,000 | 18,497,000 | 18,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,434,000 | 11,429,000 | 15,367,000 |
| Interest expense | 1,566,000 | 3,164,000 | 4,901,000 | 6,464,000 |
| Net interest income | 2,086,000 | 4,270,000 | 6,528,000 | 8,903,000 |
| Noninterest income | 341,000 | 678,000 | 1,043,000 | 1,403,000 |
| Noninterest expense | 1,572,000 | 3,189,000 | 4,776,000 | 6,445,000 |
| Provision for loan losses | 150,000 | 200,000 | 475,000 | 525,000 |
| Pretax income | 708,000 | 1,578,000 | 2,451,000 | 3,485,000 |
| Income tax | 71,000 | 136,000 | 193,000 | 179,000 |
| Net income | 637,000 | 1,442,000 | 2,258,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,084,000 | 16,234,000 | 16,394,000 | 16,606,000 |
| Total capital | 17,783,000 | 17,938,000 | 18,165,000 | 18,201,000 |
| Risk-weighted assets | 143,298,000 | 151,770,000 | 156,328,000 | 154,954,000 |