Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 188,745,000 | 193,501,000 | 191,763,000 | 202,565,000 |
| Total loans | 112,432,000 | 111,937,000 | 111,455,000 | 122,778,000 |
| Allowance for loan losses | 1,343,000 | 1,394,000 | 1,566,000 | 1,601,000 |
| Securities available for sale | 57,777,000 | 64,628,000 | 64,217,000 | 62,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,311,000 | 154,072,000 | 153,000,000 | 168,191,000 |
| Interest-bearing deposits | 135,255,000 | 133,748,000 | 136,200,000 | 149,383,000 |
| Noninterest-bearing deposits | 18,056,000 | 20,324,000 | 16,800,000 | 18,808,000 |
| Equity capital | 16,657,000 | 16,440,000 | 17,031,000 | 16,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,830,000 | 7,607,000 | 11,348,000 | 15,120,000 |
| Interest expense | 1,998,000 | 3,858,000 | 5,632,000 | 7,338,000 |
| Net interest income | 1,832,000 | 3,749,000 | 5,716,000 | 7,782,000 |
| Noninterest income | 370,000 | 705,000 | 1,044,000 | 1,398,000 |
| Noninterest expense | 1,491,000 | 2,944,000 | 4,509,000 | 6,138,000 |
| Provision for loan losses | 160,000 | 380,000 | 600,000 | 700,000 |
| Pretax income | 935,000 | 1,596,000 | 2,259,000 | 3,030,000 |
| Income tax | 222,000 | 257,000 | 298,000 | 435,000 |
| Net income | 713,000 | 1,339,000 | 1,961,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,522,000 | 15,641,000 | 15,745,000 | 15,912,000 |
| Total capital | 16,865,000 | 17,035,000 | 17,311,000 | 17,513,000 |
| Risk-weighted assets | 126,470,000 | 128,894,000 | 130,310,000 | 142,483,000 |