Call reports 2005
BENCHMARK BANK — 2005
What BENCHMARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,892,000 | 170,522,000 | 157,320,000 | 153,106,000 |
| Total loans | 120,789,000 | 123,622,000 | 116,800,000 | 113,171,000 |
| Allowance for loan losses | 1,594,000 | 1,649,000 | 1,613,000 | 1,431,000 |
| Securities available for sale | 30,930,000 | 31,514,000 | 32,669,000 | 33,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,600,000 | 149,588,000 | 137,608,000 | 133,712,000 |
| Interest-bearing deposits | 120,879,000 | 124,778,000 | 116,541,000 | 110,323,000 |
| Noninterest-bearing deposits | 21,721,000 | 24,810,000 | 21,068,000 | 23,389,000 |
| Equity capital | 15,516,000 | 16,226,000 | 16,384,000 | 16,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,649,000 | 7,097,000 | 9,569,000 |
| Interest expense | 753,000 | 1,634,000 | 2,567,000 | 3,524,000 |
| Net interest income | 1,491,000 | 3,015,000 | 4,530,000 | 6,045,000 |
| Noninterest income | 242,000 | 491,000 | 746,000 | 1,012,000 |
| Noninterest expense | 1,154,000 | 2,304,000 | 3,503,000 | 4,880,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 560,000 | 1,123,000 | 1,654,000 | 2,058,000 |
| Income tax | -87,000 | 111,000 | 299,000 | 434,000 |
| Net income | 647,000 | 1,012,000 | 1,355,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,349,000 | 15,714,000 | 16,057,000 | 16,326,000 |
| Total capital | 16,943,000 | 17,363,000 | 17,670,000 | 17,757,000 |
| Risk-weighted assets | 137,978,000 | 141,994,000 | 136,947,000 | 134,649,000 |
Machine access — free, no API key
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