Call reports 2002
BENCHMARK BANK — 2002
What BENCHMARK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,153,000 | 126,651,000 | 137,199,000 | 135,170,000 |
| Total loans | 89,578,000 | 102,071,000 | 109,359,000 | 108,330,000 |
| Allowance for loan losses | 1,053,000 | 1,138,000 | 1,098,000 | 1,205,000 |
| Securities available for sale | 13,198,000 | 14,720,000 | 14,030,000 | 19,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,654,000 | 111,820,000 | 123,357,000 | 119,669,000 |
| Interest-bearing deposits | 88,139,000 | 97,081,000 | 100,842,000 | 99,165,000 |
| Noninterest-bearing deposits | 15,515,000 | 14,739,000 | 22,515,000 | 20,504,000 |
| Equity capital | 8,737,000 | 10,738,000 | 10,436,000 | 10,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,430,000 | 5,374,000 | 7,328,000 |
| Interest expense | 759,000 | 1,532,000 | 2,365,000 | 3,142,000 |
| Net interest income | 893,000 | 1,898,000 | 3,009,000 | 4,186,000 |
| Noninterest income | 262,000 | 451,000 | 720,000 | 1,146,000 |
| Noninterest expense | 1,056,000 | 2,093,000 | 3,361,000 | 4,538,000 |
| Provision for loan losses | 48,000 | 141,000 | 904,000 | 1,000,000 |
| Pretax income | 60,000 | 124,000 | -452,000 | -122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 124,000 | -452,000 | -122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,215,000 | 9,976,000 | 9,632,000 | 9,878,000 |
| Total capital | 9,268,000 | 11,114,000 | 10,730,000 | 11,083,000 |
| Risk-weighted assets | 102,223,000 | 116,227,000 | 122,022,000 | 119,626,000 |