Call reports 2001
BENCHMARK BANK — 2001
What BENCHMARK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,620,000 | 75,036,000 | 92,756,000 | 108,830,000 |
| Total loans | 45,685,000 | 57,558,000 | 68,513,000 | 87,580,000 |
| Allowance for loan losses | 482,000 | 594,000 | 760,000 | 909,000 |
| Securities available for sale | 10,230,000 | 10,393,000 | 13,360,000 | 13,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,023,000 | 67,798,000 | 84,476,000 | 96,768,000 |
| Interest-bearing deposits | 46,634,000 | 57,972,000 | 74,924,000 | 82,773,000 |
| Noninterest-bearing deposits | 9,389,000 | 9,826,000 | 9,552,000 | 13,995,000 |
| Equity capital | 7,177,000 | 6,918,000 | 7,500,000 | 8,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,479,000 | 3,962,000 | 5,617,000 |
| Interest expense | 597,000 | 1,268,000 | 2,058,000 | 2,837,000 |
| Net interest income | 621,000 | 1,211,000 | 1,904,000 | 2,780,000 |
| Noninterest income | 162,000 | 391,000 | 577,000 | 847,000 |
| Noninterest expense | 963,000 | 1,962,000 | 2,955,000 | 3,958,000 |
| Provision for loan losses | 93,000 | 194,000 | 362,000 | 575,000 |
| Pretax income | -268,000 | -520,000 | -760,000 | -827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -268,000 | -520,000 | -760,000 | -827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,462,000 | 6,218,000 | 6,722,000 | 7,540,000 |
| Total capital | 6,944,000 | 6,812,000 | 7,482,000 | 8,449,000 |
| Risk-weighted assets | 51,554,000 | 64,453,000 | 79,045,000 | 97,227,000 |