Call report 2012Q4
CORNERSTONE BANK — 2012Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,587,000 | USD | evidence → |
| Total loans | 192,054,000 | USD | evidence → |
| Allowance for loan losses | 4,592,000 | USD | evidence → |
| Securities available for sale | 42,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,216,000 | USD | evidence → |
| Interest-bearing deposits | 244,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,915,000 | USD | evidence → |
| Equity capital | 11,737,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,328,000 | USD | evidence → |
| Interest expense | 2,363,000 | USD | evidence → |
| Net interest income | 11,965,000 | USD | evidence → |
| Noninterest income | 397,000 | USD | evidence → |
| Noninterest expense | 13,593,000 | USD | evidence → |
| Provision for loan losses | 9,488,000 | USD | evidence → |
| Pretax income | -10,719,000 | USD | evidence → |
| Income tax | 1,008,000 | USD | evidence → |
| Net income | -11,727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,649,000 | USD | evidence → |
| Total capital | 17,447,000 | USD | evidence → |
| Risk-weighted assets | 222,086,000 | USD | evidence → |