Call report 2009Q4
CORNERSTONE BANK — 2009Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,139,000 | USD | evidence → |
| Total loans | 238,424,000 | USD | evidence → |
| Allowance for loan losses | 3,432,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 48,059,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,700,000 | USD | evidence → |
| Interest-bearing deposits | 211,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,708,000 | USD | evidence → |
| Equity capital | 22,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,839,000 | USD | evidence → |
| Interest expense | 5,700,000 | USD | evidence → |
| Net interest income | 9,139,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 8,017,000 | USD | evidence → |
| Provision for loan losses | 2,530,000 | USD | evidence → |
| Pretax income | -798,000 | USD | evidence → |
| Income tax | -384,000 | USD | evidence → |
| Net income | -414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,248,000 | USD | evidence → |
| Total capital | 27,902,000 | USD | evidence → |
| Risk-weighted assets | 260,284,000 | USD | evidence → |