Call report 2008Q4
CORNERSTONE BANK — 2008Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,535,000 | USD | evidence → |
| Total loans | 194,104,000 | USD | evidence → |
| Allowance for loan losses | 1,133,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 28,398,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,030,000 | USD | evidence → |
| Interest-bearing deposits | 180,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,187,000 | USD | evidence → |
| Equity capital | 15,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,480,000 | USD | evidence → |
| Interest expense | 5,589,000 | USD | evidence → |
| Net interest income | 6,891,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 7,340,000 | USD | evidence → |
| Provision for loan losses | 221,000 | USD | evidence → |
| Pretax income | -251,000 | USD | evidence → |
| Income tax | -164,000 | USD | evidence → |
| Net income | -87,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,378,000 | USD | evidence → |
| Total capital | 19,511,000 | USD | evidence → |
| Risk-weighted assets | 213,286,000 | USD | evidence → |