Call report 2005Q4
CORNERSTONE BANK — 2005Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,107,000 | USD | evidence → |
| Total loans | 92,160,000 | USD | evidence → |
| Allowance for loan losses | 948,000 | USD | evidence → |
| Securities available for sale | 7,893,000 | USD | evidence → |
| Securities held to maturity | 36,115,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,678,000 | USD | evidence → |
| Interest-bearing deposits | 100,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,094,000 | USD | evidence → |
| Equity capital | 14,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,475,000 | USD | evidence → |
| Interest expense | 2,796,000 | USD | evidence → |
| Net interest income | 4,679,000 | USD | evidence → |
| Noninterest income | 144,000 | USD | evidence → |
| Noninterest expense | 3,711,000 | USD | evidence → |
| Provision for loan losses | 243,000 | USD | evidence → |
| Pretax income | 869,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,048,000 | USD | evidence → |
| Total capital | 15,996,000 | USD | evidence → |
| Risk-weighted assets | 110,230,000 | USD | evidence → |