Call report 2004Q4
CORNERSTONE BANK — 2004Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,724,000 | USD | evidence → |
| Total loans | 75,156,000 | USD | evidence → |
| Allowance for loan losses | 1,005,000 | USD | evidence → |
| Securities available for sale | 6,394,000 | USD | evidence → |
| Securities held to maturity | 32,195,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,106,000 | USD | evidence → |
| Interest-bearing deposits | 92,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,513,000 | USD | evidence → |
| Equity capital | 14,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,554,000 | USD | evidence → |
| Interest expense | 1,409,000 | USD | evidence → |
| Net interest income | 4,145,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 3,168,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 1,004,000 | USD | evidence → |
| Income tax | 417,000 | USD | evidence → |
| Net income | 587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,531,000 | USD | evidence → |
| Total capital | 15,536,000 | USD | evidence → |
| Risk-weighted assets | 88,995,000 | USD | evidence → |