Call report 2003Q4
CORNERSTONE BANK — 2003Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,588,000 | USD | evidence → |
| Total loans | 66,792,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 19,942,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,129,000 | USD | evidence → |
| Interest-bearing deposits | 69,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,745,000 | USD | evidence → |
| Equity capital | 13,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,375,000 | USD | evidence → |
| Interest expense | 1,325,000 | USD | evidence → |
| Net interest income | 3,050,000 | USD | evidence → |
| Noninterest income | 156,000 | USD | evidence → |
| Noninterest expense | 2,483,000 | USD | evidence → |
| Provision for loan losses | 254,000 | USD | evidence → |
| Pretax income | 469,000 | USD | evidence → |
| Income tax | 188,000 | USD | evidence → |
| Net income | 281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,913,000 | USD | evidence → |
| Total capital | 14,816,000 | USD | evidence → |
| Risk-weighted assets | 75,544,000 | USD | evidence → |