Call reports 2001
FIRST MASSACHUSETTS BANK, N.A. — 2001
What FIRST MASSACHUSETTS BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,260,586,000 | 6,365,935,000 | 5,732,133,000 | 6,616,462,000 |
| Total loans | 3,743,745,000 | 3,890,923,000 | 3,954,586,000 | 4,683,933,000 |
| Allowance for loan losses | 42,780,000 | 43,639,000 | 48,753,000 | 62,794,000 |
| Securities available for sale | 1,794,837,000 | 1,758,648,000 | 1,148,205,000 | 1,133,924,000 |
| Securities held to maturity | 21,756,000 | 19,903,000 | 18,610,000 | 17,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,582,052,000 | 3,621,928,000 | 3,595,789,000 | 4,420,821,000 |
| Interest-bearing deposits | 2,925,496,000 | 2,929,998,000 | 2,914,669,000 | 3,543,440,000 |
| Noninterest-bearing deposits | 656,556,000 | 691,930,000 | 681,120,000 | 877,381,000 |
| Equity capital | 465,395,000 | 469,686,000 | 500,085,000 | 521,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 109,746,000 | 218,360,000 | 323,487,000 | 424,074,000 |
| Interest expense | 59,731,000 | 114,128,000 | 163,857,000 | 204,171,000 |
| Net interest income | 50,015,000 | 104,232,000 | 159,630,000 | 219,903,000 |
| Noninterest income | 14,327,000 | 28,918,000 | 42,799,000 | 58,777,000 |
| Noninterest expense | 39,702,000 | 75,150,000 | 112,521,000 | 161,460,000 |
| Provision for loan losses | 698,000 | 2,229,000 | 9,522,000 | 18,070,000 |
| Pretax income | 24,219,000 | 55,998,000 | 81,672,000 | 100,646,000 |
| Income tax | 8,181,000 | 18,793,000 | 27,389,000 | 33,595,000 |
| Net income | 15,748,000 | 36,915,000 | 53,993,000 | 65,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 394,399,000 | 403,270,000 | 422,665,000 | 353,870,000 |
| Total capital | 437,179,000 | 646,909,000 | 671,418,000 | 591,626,000 |
| Risk-weighted assets | 4,130,593,000 | 4,249,415,000 | 4,195,741,000 | 4,863,667,000 |