Call reports 2020
COMMUNITY WEST BANK — 2020
What COMMUNITY WEST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,618,450,000 | 1,913,516,000 | 1,950,121,000 | 2,004,023,000 |
| Total loans | 929,769,000 | 1,125,891,000 | 1,109,889,000 | 1,102,347,000 |
| Allowance for loan losses | 10,546,000 | 13,937,000 | 14,657,000 | 12,915,000 |
| Securities available for sale | 522,943,000 | 544,502,000 | 631,854,000 | 710,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,351,322,000 | 1,650,171,000 | 1,681,879,000 | 1,723,606,000 |
| Interest-bearing deposits | 746,593,000 | 832,395,000 | 876,321,000 | 897,821,000 |
| Noninterest-bearing deposits | 604,729,000 | 817,776,000 | 805,558,000 | 825,785,000 |
| Equity capital | 222,573,000 | 232,450,000 | 239,620,000 | 248,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,612,000 | 32,672,000 | 49,174,000 | 66,341,000 |
| Interest expense | 432,000 | 805,000 | 1,169,000 | 1,465,000 |
| Net interest income | 16,180,000 | 31,867,000 | 48,005,000 | 64,876,000 |
| Noninterest income | 2,114,000 | 4,078,000 | 6,024,000 | 9,057,000 |
| Noninterest expense | 11,905,000 | 23,160,000 | 34,683,000 | 46,847,000 |
| Provision for loan losses | 1,375,000 | 4,375,000 | 4,975,000 | 3,275,000 |
| Pretax income | 9,331,000 | 12,733,000 | 18,751,000 | 28,225,000 |
| Income tax | 2,629,000 | 3,533,000 | 5,050,000 | 7,275,000 |
| Net income | 6,702,000 | 9,200,000 | 13,701,000 | 20,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,799,000 | 168,047,000 | 171,257,000 | 177,269,000 |
| Total capital | 177,520,000 | 182,159,000 | 185,965,000 | 190,434,000 |
| Risk-weighted assets | 1,165,710,000 | 1,201,579,000 | 1,176,453,000 | 1,229,921,000 |